What is a QSEHRA?

A Qualified Small Employer HRA (QSEHRA) is an employer-funded health benefit available to businesses with fewer than 50 full-time equivalent employees that do not offer a group health plan. Employers set an annual reimbursement allowance up to IRS limits—$6,350 for self-only coverage and $12,800 for family coverage in 2026—and employees submit qualifying medical expenses for tax-free reimbursement. Employees must maintain minimum essential coverage to receive tax-free benefits. The employer receives a full business deduction. Explore Health reimbursement arrangement strategies to see how a QSEHRA fits your business.

Easily save clients thousands in taxes.
Scan client returns.
Uncover savings.
Export a professional tax plan.

Tax strategies to save every dollar you deserve

Instead helps you find every eligible tax strategy, from basic credits and deductions to complex scenarios, ensuring you maximize your savings.